Regular Savings
Go from saving to earning with our Regular Savings account, automatically opened when you join Cy-Fair Credit Union as part of your membership.
- No monthly maintenance fees
- Payroll deduction available to make regular deposits automatic
- Minimum average daily balance of $1,000.00 to earn dividends
Money Market
Have a higher savings balance? Earn higher dividend rates without having to commit your money for any length of time.
- Minimum balance of $1,000.00 required
- Unlimited transactions
Dividends are paid monthly based on your average daily balance. Minimum balance required to keep account active and earn dividends.
Account Options:
- Onyx
- Tandem Advantage
- Advantage
Christmas Club Savings
Save for the holidays throughout the year.
- Minimum deposit $10.00
- Minimum average daily balance $50.00 to earn dividends
- Unlimited deposits & payroll deduction available
All funds will be transferred to your regular savings account on November 1st of each year, just in time to start your holiday shopping!
+Your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
FAQs
How do I join the credit union?
Eligibility
You are eligible for membership at Cy-Fair Federal Credit Union if you live, work, worship, or attend school within the boundaries of Harris County or within the following zip codes of Waller County: 77423, 77445, 77484, 77446, 77447. You may also be eligible for membership if your immediate family member* is a current member or you are a member of a select employer group.
Become a Member
Here's how ...
Bring a current, valid picture ID (Driver License or State-issued identification card) with current address
A second piece of identification (Credit Card/or Debit Card, Employee ID with photo, Student ID)
Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
Open a personal savings account with as little as $5. Once your savings account is established, you can take advantage of all the products and services we offer. In addition, we have the “once a member, always a member” policy, which means that your membership with Cy-Fair Federal Credit Union is for life. You can enjoy the member benefits even if you change jobs, move away, or retire.
Join Now or simply visit any of our convenient lobby branches.
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Savings Calculator